Conventional Loan

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Down payment options as low as 3% - The FHA Buster

Going conventional is for both first time home-buyers and non.  Paired with Fannie Mae Home Ready & Freddie Mac Home Possible

  • Home buyer education certificate may be required* (easy to get, I'll provide online link to course)
  • Lesser Mortgage Insurance Payment 


Down Payment Assistance

These conventional loans are provided to help spur home purchasing options to those who have the income and credit to qualify for a mortgage but are lacking the down payment funds

  • up to 5% assistance 
  • Lesser Mortgage Insurance Payment

Refinance

The conventional loan refinance is great for people looking to:

  • Drop their mortgage insurance
  • Take cash out of their equity
  • Shorten the term of the loan
  • Lower their mortgage rates
  • Pay off other debts