100% USDA Financing

Finance with no money down!

 This product offers 100% Financing for qualified buyers as long as they fit into a geographic and income bracket In order to be eligible for many USDA (United States Department of Agriculture) loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA. 


Unique features of this loan:


  • No down payment required
  • 640 Minimum credit score
  • Very low monthly mortgage insurance
  • One time financed upfront housing guarantee of 1%
  • 6% seller contributions allowed
  • The ability to roll in closing costs if the home appraises for more than the purchase price

 *Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. 

A newly built home in Kingman, AZ that used USDA financing (Photo credit to Colleen Vance, Realtor)

A newly built home in Kingman, AZ that used USDA financing (Photo credit to Colleen Vance, Realtor)